Home Improvement Grants & Loans

The Fridley Housing and Redevelopment Authority (HRA) provides a variety of housing rehabilitation programs to help Fridley residents maintain and improve their homes and apartments. The following is a summary of the programs available. Loan and grant programs can be used simultaneously for eligible projects.

Home Improvement Loans

  1. Low Interest
  2. Multi-Family Exterior
  3. Mobile Home 
  4. Senior Deferred
  5. Emergency Deferred 
  6. Down Payment

Low Interest Loan

  • 2% fixed rate
  • Loan amounts from $1,000 - $50,000 - perfect for any size project
  • No income limits
  • Affordable payments with terms up to 20 years
  • Available for single-family homes

Learn more and apply online for the Low Interest Loan.

Rebates & Grants

  1. Residential Paint Rebate
  2. Insulation Rebate
  3. Front Door Grant
  4. Water Rebate
  5. Foundation Grant

Residential Paint Rebate Program

Applications for 2022 funding are available on a rolling basis (no application deadline).

DO NOT purchase supplies or begin your painting project before receiving a signed Participation Agreement from HRA Staff.

This program was developed to eliminate blight, preserve and improve the appearance of neighborhoods by providing rebates of up to $500 for cost of materials and supplies for exterior painting of eligible homes, by low- and moderate-income families. Maximum rebate of $500 for single family homes, and up to $350 per unit (not to exceed $1,400) for rental properties.


Eligible Applicants:

  • Homeowners: Owner occupant, holding title to the property. Household Income may not exceed 110% of Area Median Income (AMI)
  • Owners of Rental Property: Up to 4 unit-buildings, owner must live in building. Household income may not exceed 110% AMI

Apply for the Residential Paint Rebate Program 

DO NOT purchase supplies or begin your painting project before receiving a signed Participation Agreement from HRA Staff.

Projects should be completed within 4 months of application.
View max income limits for 2022  (PDF)

Free Remodeling Advisor Visits

Not sure where to begin? This FREE service for Fridley homeowners includes a visit to your home to assist with remodeling ideas, evaluate necessary repairs and improvements, and assist with reviewing bids. Call 612-244-2470 to schedule an appointment.

Home Energy Squad Enhanced Visits

Save Money and Energy in Your Home! A $50 investment in your home could save you hundreds!

What to expect:

  • Installation of energy saving materials such as: door weather-stripping, a programmable thermostat, LED light bulbs, a water heater blanket, and high efficiency water fixtures.
  • Perform a blower door test to measure your home for air leaks.
  • Complete an insulation inspection.
  • Perform safety checks on your heating system and water heater.
  • Recommend cost-effective energy upgrades.
  • Leave you with a report that serves as a road map for next steps you can take to make your home more energy efficient.

This home visit also qualifies you for utility rebates, as well as access to specialized energy financing. Click here to schedule an appointment online or call 612-228-6220.

This program is provided by CenterPoint Energy and Xcel Energy in partnership with Center for Energy and Environment (CEE), a local non-profit, and supported by the Fridley HRA.

Anoka County Resources

Anoka County offers additional information for homeowners and renters, including home buying information, additional finance programs, fair housing, senior housing, foreclosure prevention and more.